Shop for Car Insurance Online and Save Money

When you get car insurance online, you can save a lot of money. Many people don’t ever take the time to get a car insurance quote because it’s easier to stick with what you have. What folks don’t realize though, is that comparing online car insurance pricing is quick and easy – and it just might save you hundreds of dollars per year!

Comparing quotes for car insurance online is a lot easier and faster than calling each insurance company and asking for a quote; and you don’t have to deal with any high-pressure sales people!

When looking into online car insurance, be sure to get your existing insurance policy out first so you can request a quote for coverage that is equal to what you currently have. This is the only way to get a true “apples to apples” comparison, which will tell you instantly if you are getting a better deal.

Car insurance can be confusing, and getting “live” quotes from individual insurance companies will likely confuse you even more. The people giving you quotations are in the business of sales, and will often try to talk you into taking more coverage than you need, or persuade you into thinking you cannot find better coverage.

Getting on line car insurance quotes is much easier and less stressful because you take the salesman out of the equation.

Where to Get Online Car Insurance

You can either go to the individual car insurance company or you can go to an “insurance brokerage” site and get quotes from several companies at once. For efficiency, I prefer to use websites that will submit my request to several companies at once. Not only is this quicker, but I’m assured that all companies are receiving the exact same information. I don’t have to worry that I might not be comparing “apples to apples” because each company gets a copy of the same information I filled out, from the same form.

Here are some places to go to get free quotes for car insurance online from several companies at once:

HometownQuotes.com - Hometown Quotes is a great way to shop for car insurance online. With this easy-to-use website, it only takes a few minutes to fill out their short form and their insurance experts will do all the comparing for you. Hometown Quotes deals with very well known and reputable insurance companies like Allstate, State Farm and Nationwide. They will compare insurance rates and send you information on the best insurance deal available for you.

Depending on what’s available for you, you will receive up to five free auto insurance quotes that meet your specifications. They do not pressure you into purchasing car insurance online, and will not hound you. The free quotes are totally free with “no obligation”. The HometownQuotes website also has a lot of great free articles and information regarding car insurance and other types if insurance. It is very informative and educational.

InsureSuite.com - This company works with many different insurers, and will give you a quick free online car insurance quote from several different companies. You can receive up to five insurance quotes at once.



Here are some popular individual car insurance companies that will give you a free quote for on line car insurance:

Yahoo! Autos - Insurance - On this site, go to the tab called “insurance”, and you can get an online car insurance rate quote from Progressive, Geico and/or Allstate. All three of these companies are highly reputable and get good consumer reviews.

Geico - I switched from Allstate to Geico a few years ago and have been extremely happy with their price as well as service. By switching to Geico, I saved around $400 per year on my car insurance. I had a minor accident last year and Geico took care of everything quickly and efficiently, with no hassles.

On the few occasions I have had to call Geico customer service department, I have always received prompt, courteous service. You can buy your car insurance online with Geico as well as manage your account and get additional quotes. I also have my home insured with Geico and highly recommend them!

21st Century Insurance Company - This company has been in business since 1958 and insures over 1.5 million cars and trucks within the United States. 21st Century Auto Insurance has English and Spanish speaking customer service reps available 24 hours a day, 7 days a week. Although I have no personal experience with 21st Century, they indicate on their website that over 90% of their customers renew their car insurance policies with them every year. This is an impressive statistic, which is why I think it’s worth getting a free car insurance quote from them.

Don't Forget Gap Insurance

You can not only save money by purchasing car insurance online, but you can save a lot of money by purchasing automobile gap insurance online as well. Gap insurance is very important if you are financing a new or used car, or if you are leasing a new car. Dealers will sell you gap insurance, but will charge you a steep price that includes their commission. You can buy car gap insurance yourself and save a lot of money.


Additional Information and Resources on Car Insurance





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